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WORK WITH ME

For Buyers

lets make your Dreams come true

starting a new Chapter

In the quest for your dream home, there are numerous aspects to take into account, and the process can sometimes be daunting and stressful.  As your Realtor, I’m here to guide you every step of the way throughout your home-buying journey. Be confident that together, we will discover the ideal home for you, making this experience seamless, enjoyable, and ultimately successful. Before you know it, you will be opening the page to your new chapter!

   Here’s what they had to say…

Maria arranged for us to view a number of excellent listings.  She maintained constant contact through the entire process and patiently walked us through the purchasing of our new home in a highly professional manner.  We would definitely recommend her services for anyone interested in purchasing a remarkedly beautiful home.

– Carl S.Buyer

how it works...

THE BUYING PROCESS

01
Get pre- approved

If financing you will need to consult with a mortgage professional to understand your financial readiness and get pre-approved for a mortgage. They will review your taxes, bank statements and credit report. If buying cash you will need to provide proof of funds.

02
CONSULTATION

Here is where we  discuss your vision, desire and most importantly your budget. We establish a game plan and get started with the treasure hunt!

03
property search

Looking for the perfect home is a lot like looking for the perfect partner. It requires patience and time. That is why it's imperative that you have a clear vision on what you want. If you are purchasing with a partner you both need to have a clear understanding of what you both want.

04
I love it

Once you find the perfect home, we put an offer in. After our offer is accepted we move into the transaction phase. First we schedule the home inspection, to ensure your dream home won't turn into a money pit. If all goes well you deposit escrow and your loan officer and title company get to work. 

05
closing date

The loan approval process typically takes 30-45 days. Closing date is scheduled and before you know it we're at the finish line!

Must-Have Guide!

5 tips to help get you Ready for Your home Buying Quest In Ocala, Florida.

Not Your Average Realtor

What makes working with me different?

Set Up a No Obligation
property Search

 If you want the most up-to-date data through the Multiple Listing Service (MLS), just fill out this form. As Realtors, we’re your best source for real-time information. Third-party sites that rely on MLS data sometimes lag behind in updates. 


Learn more...

About Buying Real Estate

Want to learn more about buying real estate in Ocala?Check out these articles and videos.

Getting Ready to Buy your home in Ocala

Financial planning " the Home Buying Journey: A Guide to Preparation" In the...
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Got Questions?

About Buying Real Estate in Ocala?

Real estate closing costs for a buyer in Florida are the additional expenses that must be paid at the final stage of a property purchase. These costs typically include fees for services like the appraisal, home inspection, title search, and legal documentation. Additionally, buyers are responsible for paying property taxes, homeowner’s insurance premiums, and any prepaid interest on their mortgage. In Florida, it’s common for the buyer to also cover the costs associated with recording the deed and mortgage, as well as the state’s documentary stamp taxes. All these expenses can add up, so it’s essential for buyers to be aware of them and budget accordingly to ensure a smooth and successful real estate transaction.

Escrow is  a security deposit in a real estate transaction, and in Florida, it’s held by the title company. It’s money that the buyer puts down as a sign of commitment to purchasing the property. The title company holds this money in a safe, neutral account until everything in the sale is ready to go. This includes inspections, repairs, and making sure the financing is in order. Once everything checks out, the funds are released, and the property officially changes hands. 

Home inspections are crucial when purchasing a property in Florida for several reasons. Firstly, Florida’s climate, known for its humidity and frequent storms, can result in specific wear and tear issues, such as mold, water damage, and roof problems, that may not be apparent at first glance. A thorough inspection helps uncover these hidden issues, allowing buyers to make informed decisions about potential repairs or negotiations on the purchase price. Secondly, Florida’s unique geography exposes homes to the risk of termite infestations and hurricane damage, which are vital concerns that a professional inspector can identify. Lastly, an inspection report provides valuable peace of mind, ensuring that buyers are fully aware of a property’s condition and can proceed with their purchase confidently, knowing what to expect in terms of maintenance and repairs. In Florida’s competitive real estate market, a comprehensive home inspection is an essential step to protect your investment and avoid costly surprises down the road.

Qualifying for a mortgage involves several key steps. Firstly, you’ll need to assess your financial situation by reviewing your credit score, income, and debts. A strong credit score and a steady income are essential for mortgage approval. Next, determine how much you can afford by considering your budget, down payment amount, and the type of mortgage you want. Then, gather necessary documentation, such as pay stubs, bank statements, and tax returns, to prove your financial stability. With these documents in hand, you can approach lenders to get pre-qualified or pre-approved for a mortgage. Pre-approval provides a more accurate picture of the loan amount you’re eligible for. After that, shop around for mortgage rates and terms, comparing offers from various lenders. Once you’ve found the right mortgage, complete the application process, and the lender will conduct a thorough review, including a credit check and an appraisal of the property you intend to purchase. If all goes well, you’ll receive a loan commitment, and you can move forward with closing on your new home. It’s important to stay organized and be prepared throughout this process to increase your chances of securing a mortgage that fits your needs.

The timeline for a typical real estate transaction in Florida can vary depending on several factors, but generally, it takes about 30 to 45 days from the time an offer is accepted to the closing date. During this period, various tasks need to be completed, including home inspections, title searches, financing approvals, and addressing any contingencies outlined in the contract. Factors such as the complexity of the transaction, negotiations, and unforeseen issues can extend or shorten this timeframe. Additionally, cash transactions or deals without financing can often close more quickly, while transactions involving loans may require a bit more time for underwriting and processing. Overall, while a 30 to 45-day timeline is common, it’s essential to be flexible and prepared for potential variations in the closing process.

Don't take my word for it...

What My Buyer Clients Have to Say

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